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Q&A on How to Enroll in the Health Insurance Marketplace

02/21/2014 16:36

The following are some answers to frequently asked questions about How to enroll in the Health Insurance Marketplace:

1. What is the Health Insurance Marketplace?

• After the federal health care law (the Affordable Care Act) was put into place, the Marketplace was created. The Marketplace is a new way to shop for health insurance online and view different health coverage options that are offered. The health coverage options are explained so that the consumer can choose the insurance plan that will best fit their need. Insurance plans’ price, quality and benefits vary. Consumers can shop for, compare and purchase health coverage for themselves, their dependents and employees.

• For individuals who believe they were not offered affordable health insurance through an employer, the Health Insurance Marketplace will determine if the employer’s health insurance coverage is affordable or not.

2. Who is eligible for health coverage through enrolling in the Health Insurance Marketplace?

• Individuals insured and uninsured

• Pregnant women

• Disabled individuals

• Elderly individuals

• Americans with low income

• Individuals with or without pre-existing health conditions

For more information about how to enroll in the health insurance marketplace, feel free to visit https://pmgagency.com.